My Plan to make healthcare cheap
Posted on Feb 7, 2010 by Paul White
If you take out the political favors and promises, getting healthcareaffordable for everyone is easy. Here is own set of ideas that couldmake it happen.
Stop covering the uninsured.
I can't go into walmart and take a TV without paying for it. Healthcare should be the same way. If you don't have health insurance or money, you shouldn't be able to get care. Illegal workers, and the uninsured abuse this every year. They go to the emergency room for care, where its billed to Medicaid. This is turn comes out of our taxes. What is worse is there is a lot of fraud with medicaid. Clinics will bill medicaid for services never provided. But they don't try this with the insurance companies that are very protective of their money. If we were to stop providing care for these people who most don't even pay taxes this would reduce costs for everyone else.
Years ago Electric companies were forced to make clear utility statements, that would clearly print the rate, and usage. Also the state of Texas created a website that shows all the providers
available in your area. The result was instead of getting stuck with reliant with 17.6 cents / KWH, I now get 10.7 cents / KWH with another company. If healthcare insurance was available from a government site where you could easily compare prices and coverage, this would help americans pick the best company, and increase competition.
Tax Smokes and Boose
To help offset the cost of healthcare a heavy tax should be made on Cigarettes and Liquor. This amount should be dependent on what these items cost healthcare. So if smokers cost 50 billion to healthcare then cigarettes need to have a tax on them that make up for this lose. The goal is a break even between the cost and tax revenue. The same for Alcohol. The cost of drunk driving, liver failure, alcohol related crimes should be totaled to get the tax that would be applied to the good. This should be a State based tax, not a federal one. This is because states like Utah where very few people drink should not have to pay for Texas and its demand for a good time.
Tax over population
If you want to have a huge family, that is your business
, but its not right for society to pay for your 10 kids education in the local school district. There should not be a full deduction for every child you have. I understand a deduction for the first two kids, but after that the deduction should be reduced for each and every additional child. Yes life is precious. But just because god enables you to make babies
doesn't mean you should make 10 of them. 2 should be enough. I know too many kids that came from large families that state they didn't get the attention they needed growing up.
Encourage Healthy LifeStyles
Most of us go to the gym and workout because we want to look and feel good. The results are we often require less healthcare than those who don't. Think about it, every time you go to the doctor's office who do you see in the waiting room. Its not the guy who is preparing for a Marathon, or Healthy people. Its usually people with unhealthy lifestyles. They don't exercise, and they consume a diet of refined sugar based foods. One of the reasons people don't want universal healthcare is because they don't want to pay for everyone who doesn't take care of themselves. When you own a business
you have to pay state unemployment for your employees. The rate is based on the number of claims people from your company have filed for. Since I have never filed a claim against my own company, my rate is very low. I am rewarded for not having turnover. If the government was to tax us based on our lifestyles, and give us lower rates if we go to a gym, then more people would do it. A once a year physical that would determine our Body Fat, and physical fitness, then tax us based on how we perform.Update 3/24/2010
I want to revise one thing. The real cost of health care I am finding out is defensive medicine. A Patient walks in and if the patient has insurance, they run every test they can looking for something to be wrong, even if the issue was minor and obvious. As a result what should have been a $1500 hospital bill quick turns into an $6000 hospital bill ( thanks to 2 MRI scans ). Doctors and Hospitals feel that if they run every test, it protects them from law suits. However this just contributes to higher health care costs. If we fix that I honestly think we could easily provide insurance for everyone, while greatly reducing the costs of care.
I am glad Obama got heath care passed. Granted I am no fan of Social Programs, as I feel people should pay their own way. But the republicans are protecting the hospitals, doctors and big corporations who benefit from the high cost of health care. Republicans ( with the exception of Romney and a few other lesser known ones ) just oppose everything the democrats do. They even have their own network FOX NEWS. I used to watch fox all the time, but over time they have gotten to be so biased and ( WRONG ) that I can't stand them. I consider myself an independent that leans republican, but the people who run the republican party are clueless about everything.