Finance

What will cause the next Depression?

Jan 12, 2009 by Paul White

 By going back in history you can learn the cause and effect that created many of the financial moments of the past.  One of the moments I have been focusing on was the recession between 1978 and 1982.  If history repeats itself, I can see several ways 2009 could blossom into an full out depression.  Click the read link to hear my insights.

Spring Valley Home for Sale

Dec 21, 2008 by Paul White

Even though real estate in Houston tends to be on the cheap side.  There are a few neighborhoods that are turning into the Texas version of Malibu.  Spring Branch and Spring Valley off I-10 are two of these areas.  I was driving through there the other day, and I was amazed by how these communities were being transformed.  Land values in the area alone will go for $350K and up.   Some people are just fixing up the original 1950's homes, others are ripping them down and building custom million dollar estates. I noticed this beautiful Spring Valley home for sale on the corner of Bingle and Westview currently for sale.  What is great about the homes in Spring Valley is the high number of million dollar homes.  I give it 5 years before you won't be able to get a home in this area for under a million dollars.  At $407K this one is a steal.  You have to see all the photos to appreciate it.

How to become a Billionaire

May 11, 2008 by Paul White

Recently there has been alot of attention on Warren Buffet.  He is practically a god in the investment world.  He wasn't a trust fund baby like most of the other Billiionaires.  He grew his money over time with smart investing.  After I worked some numbers I figured out that becoming a Billionaire is really not that hard, just a matter of discipline and a eye for stock trades that will make you money.  Check out the figures for yourself.

What Webmasters know about Goog that investors don't

Mar 3, 2008 by Paul White

The last few months have been interesting for Google's Stock.  Investors who make their plays based on earnings estimates, and hype see a very narrow view of what Google is really up to.  If you really want to know what google is up to, ask Webmasters.  Any Webmaster that runs a large website will tell you that google is changing the way it is doing Search.  Here are my predictions on Goog

iphone spells the end for SIRI and XMSR

Sep 19, 2007 by Paul White

The progression on technology will of course leave older formats in the dust. As Cell phones get more powerful, the need for satelite radio will decrease

What is an Amortized Loan

Sep 10, 2007 by Paul White

Scary is when you ask a person this and they don't know. What is worse is when they don't know and are also a home owner. Here is the break down on how an amortized loan works, and why you should pay off your house ASAP.

should I buy a home or rent?

Aug 14, 2007 by Paul White

I explore the Cost and Benefits of upgrading from a 2 bedroom apartment to a 3 bedroom house. This is something that amazingly many do not do before buying a home. The large number of sub primes loans that are going default are evidence of this.

mortgage lies

Aug 14, 2007 by Paul White

Most people make many assumptions in life, one of them is that a mortgage is just part of the american dream. You buy into the BS of having the interest as a tax write off. And then 30 years later ( if you are in the same house), you own your home. But too many people are buying a home without knowing what they really bought. In this article I expose many of the realities that your realtor and bank would rather you not know.

How to stop junk mail from credit card companies and banks

Aug 1, 2007 by Paul White